All roads lead to one account

Salary, transfers, savings. Bring your money in and hold it as dollars.

Method 1 — Bank transfer

Send from a USD bank account. Same as receiving a salary. Typically same-day, for as little as 1%.

Ways to fund your account

However you earn, receive, or hold money, there’s a way in.

Get paid directly to Sovra

Receive your salary straight to your dollar account by bank transfer. No bank queue, no withdrawal the moment it lands. Your pay arrives as dollars and you can spend or start earning from day one.

Receive money from abroad

Family, employers, or clients can send to you from their bank, and it lands in your account as dollars. A simple, direct way to receive transfers without the usual fees and long waiting times.

Bring in money you already hold

Move your own funds in from a bank, a crypto wallet, or cash, and keep them somewhere they’re yours, earning, and ready to spend.

HOW IT WORKS

Fund your Sovra Account

1

Sign up

A few minutes, from your phone. No minimum to start.

2

Verify your identity

A quick check. ID and a few personal details, about two minutes.

3

Pick how you fund

Bank transfer, on-chain, or cash. Each method takes just a few simple steps.

4

See your dollars land

On-chain and cash: usually instant. Bank transfer: typically same-day.

Become a Cash Partner

Help your community access dollars. Earn on every transaction.

Take local cash from customers in your area, credit it to their Sovra account, and earn a margin on every deposit.

This is for licensed, experienced local cash agents, money-changers, and brokers who already serve people in their market.

To find out more, reach the Sovra partnerships team at hello@sovra.money.

Questions about
your Sovra account

  • Download the app, enter your phone number, and verify it. Setup takes a couple of minutes. You can explore the app before adding any money.

  • A phone number to start. To issue a Sovra debit card, send or receive via bank transfer, you'll have to complete a quick identity check with a government ID.

  • Sovra works in over 180 countries. You can check whether it is available in your current location during signup.

  • No, there's no minimum. You can start with any amount and top up whenever you like.

  • There are a few ways to add money. You can transfer dollars from a crypto wallet, which works wherever you are, and in selected countries you can also top up by bank transfer or cash deposit through our partners. Whichever you choose, the money shows up in your balance as soon as it clears.