Earn
With Earn, your dollars work while you hold them, growing by 4 to 6% a year. Move some of your money into Earn and it starts earning straight away, and it stays completely flexible, with no lock-ups, no notice periods and no penalties. You can add more or withdraw whenever you want, and your earnings come with you.
Your money grows because it is lent to real borrowers through one of the largest lending networks in the world. Borrowers put up collateral worth more than they borrow and pay interest for their loans, and that interest is what you earn. It is not a promotional rate and it is not paid by Sovra. The rate moves with lending demand, so it is variable rather than guaranteed, and the number you see in the app is always the current live rate.
Your Earn balance stays in your custody the whole time, and only you can move it. Before you start, Sovra shows you what you could earn each month and each year based on what you put in. If you want to understand the full picture, including the risks, the Earn FAQ in the app and the How Sovra Works guide explain where every dollar of yield comes from.
What to do: • Add funds to your account first, then open the Earn tab. • Enter the amount you want to put to work, and confirm.