Your card has its own spending balance, kept separate from the rest of your money and held with the licensed partner that issues the card. Money moved onto the card is there to be spent and cannot move back to your wallet, so top up what you plan to spend, as often as you like, and set a monthly limit so you always know how much can go out.

You stay in control of your card at all times. You can lock it in a moment if it goes missing, view its details for online payments, set your monthly spending limit, and customize its color to make it your own. Each card payment carries a small fee of 1.1%, charged by Sovra's infrastructure partners, with nothing added on top by Sovra, and every transaction shows you the exchange rate and the fee.

Order your card

What to do: 1. Open the Card tab and choose to get your free card. 2. Complete the card's own verification if you have not already, covered in section 3. 3. Add your card to Apple Pay or Google Pay, or use its details to pay online.

Add funds to your card

What to do: 1. On your card, tap Add Funds. 2. Enter how much to move onto your card, then confirm. 3. Your spending balance updates, and you are ready to spend.

Customize and manage your card

What to do: • Open your card settings, then tap Edit Card. • Pick a new color and confirm to make the card your own. • From settings you can also set your monthly spending limit, lock the card, view its details, or delete it.