Step 1: Enter your phone number

Your phone number is how you sign in. It is used for login, security codes and identity verification, and we never sell your data.

What to do: 1. Open the Sovra app and tap to create your account. 2. Enter your phone number. 3. Tap continue. If you signed up with an email address before, the same screen lets you merge your old account.

Step 2: Verify your number

We send a short code straight to your phone so we know it is really you.

What to do: 1. Find the code we sent you. 2. Enter the code in the app.

Step 3: Set up your security

Now you choose how to keep your account locked to you alone. Your PIN is what approves every payment, so pick one only you would know, and add your face or fingerprint for the fastest way in.

What to do: 1. Set your PIN and confirm it. 2. Turn on Face ID or fingerprint login if your phone supports it.

Step 4: Add a referral code

If a friend invited you, this is where their code goes, and you both get rewarded. If you joined through an invite link, the code is applied for you automatically. No code? Skip this step and carry straight on.

Step 5: Pick your Sovra username

Your Sovra username is your personal handle, the simple way for people to send money to you without sharing long account numbers. Pick something that feels like you, and the app will let you know if it is available.

Step 6: Choose your country of residence

Pick the country where you live. This sets your account up for where you are and shows you the services available to you there.

You're in

That is it. Your account is ready, and a world of possibility is now in reach right from your phone. You can explore the app, and when you are ready you can add funds and start putting them to work.